Specialty Program
ITIN Loans
Financing options that may be available to qualifying borrowers using an Individual Taxpayer Identification Number rather than a Social Security number.
Some real estate investors and property owners file taxes using an Individual Taxpayer Identification Number rather than a Social Security number. Financing may still be available for qualifying borrowers, depending on the program, the property and the transaction.
WJR Equity Lending can review the scenario and discuss what options may be available. Program availability, documentation and eligibility are determined by the applicable program requirements.
What This Covers
Borrower profile
How the borrower files, how income or business activity is documented, and how the transaction is structured.
Property and purpose
The property type, its intended use and whether the transaction is business-purpose or otherwise.
Transaction details
Purchase or refinance, the requested financing amount and the timeline involved.
What WJR Will Want to Understand
These details generally help frame the conversation. They are not guaranteed underwriting requirements, and requirements vary by program and transaction.
- Property location and property type
- Purchase price or current value
- Requested financing amount
- How the borrower documents income or business activity
- Borrowing entity, if applicable
- Business plan and exit strategy
Tell WJR About the Scenario
Share the property, the borrower and the financing need, and the scenario can be reviewed.
Other Specialty Programs
Working on a deal?
WJR Equity Lending can review your financing scenario and discuss what options may be available for the property, project and exit strategy.